Legal Notice & Disclaimer

Company Information

Regulatory Status

Noray Capital SA acts as a structuring coordinator and technology platform provider. Noray Capital SA is not a regulated financial services provider, bank, investment firm, or fund manager. It does not hold a banking licence, securities dealer licence, or asset management licence under Swiss or any other jurisdiction's financial market laws.

All regulated activities — including but not limited to issuance, custody, paying agent services, listing, and securities administration — are performed exclusively by appropriately licensed third-party service providers in each relevant jurisdiction. Noray Capital coordinates and facilitates the structuring process on behalf of its clients but does not itself perform any regulated financial activity.

No Offer or Solicitation

Nothing on this website constitutes an offer, solicitation, or recommendation to purchase, sell, or subscribe to any financial instrument, security, or investment product. The information provided is for general informational purposes only and does not constitute investment advice, legal advice, tax advice, or any form of personalised financial recommendation.

Any investment products referenced on this website — including Actively Managed Certificates (AMCs), Exchange-Traded Products (ETPs), Credit-Linked Notes (CLNs), and Tracker Certificates — are offered exclusively through regulated issuance vehicles and are subject to their respective offering documentation, term sheets, and applicable regulations.

Risk Warning

Target Audience

The services described on this website are intended exclusively for professional investors, qualified investors, institutional investors, asset managers, family offices, and other eligible counterparties as defined under applicable regulations. This website is not directed at retail investors or any persons in jurisdictions where the distribution of such information would be contrary to local law or regulation.

Jurisdictional Restrictions

The information on this website is not intended for distribution to, or use by, any person or entity in any jurisdiction where such distribution or use would be contrary to applicable law or regulation. Users are responsible for complying with the laws and regulations of their own jurisdiction. In particular, products and services described herein may not be available in all jurisdictions.

Intellectual Property

All content on this website — including text, graphics, logos, images, software, and other material — is the property of Noray Capital SA or its licensors and is protected by applicable intellectual property laws. No content may be reproduced, distributed, modified, or used for any commercial purpose without the prior written consent of Noray Capital SA.

Data Protection

Noray Capital SA processes personal data in accordance with the Swiss Federal Act on Data Protection (FADP) and, where applicable, the EU General Data Protection Regulation (GDPR). Personal data collected through this website — including through contact forms, onboarding submissions, and the platform — is used solely for the purposes of providing our services, responding to enquiries, and complying with legal obligations. For further information, please contact us at operations@noray.ch.

Limitation of Liability

Noray Capital SA makes no representations or warranties, express or implied, regarding the accuracy, completeness, reliability, or suitability of the information contained on this website. To the fullest extent permitted by law, Noray Capital SA shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with the use of this website or reliance on any information provided herein.

Governing Law & Jurisdiction

These terms and any disputes arising in connection with this website shall be governed by and construed in accordance with the laws of Switzerland. The exclusive place of jurisdiction is Geneva, Switzerland.